New Delhi [India], January 30 : A review meeting of the performance of Regional Rural Banks (RRBs) was held today in Delhi under the chairmanship of the Secretary, Department of Financial Services. The meeting was attended by the Chairman, NABARD, Chairpersons of all 28 RRBs, officials from the Department of Financial Services, sponsor banks, Small Industries Development Bank of India (SIDBI) and the Reserve Bank of India.
The commendable performance of all RRBs in the Financial Year 2025-26 (upto December, 2025) was noted and appreciated. At present, 28 RRBs are operating through 22,158 branches across 26 States and 3 Union Territories, covering about 730 districts. Total business of all 28 RRBs has crossed Rs. 12 lakh crore, surpassing the business level of a few individual PSBs in the 1st half of Financial Year 2025-26. These banks collectively serve 32.4 crore deposit accounts and 3.2 crore loan accounts. The net profit of RRBs has increased to ₹7,720 crore (provisional as of December 2025), compared with a consolidated net profit of ₹6,820 crore in FY 2024-25. Both Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets are trending downward.
RRBs continue to meet all targets and sub-targets under Priority Sector Lending, reflecting their strong commitment to serving marginalised and targeted segments of society. RRBs are also playing a vital role in advancing financial inclusion, having opened over 45.68 lakh new Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts during the current financial year.
The Secretary, Department of Financial Services, called upon all RRBs to sustain and improve their performance in the near future. He pointed out that expanding coverage of social security schemes among the rural population, diversifying the loan portfolio, strengthening the IT infrastructure, digital delivery of financial services, and strengthening grievance redressal mechanisms for all the customers, especially in rural and far-flung areas, are some of the key priority areas for improvement. He also urged all RRBs, NABARD, and sponsor banks to proactively identify upcoming challenges and strengthen their preparedness to address them effectively.